商务英语术语:出口融资 Export Financing

Export Financing:Governments often promote exports by helping companies finance their export activities. They can offer loans that a company could otherwise not obtain or charge them an interest rate that is lower than the market rate. 

出口融资:政府经常通过帮助企业为其出口活动融资来促进出口。他们可以提供公司无法获得的贷款,或者收取低于市场利率的利率。

Another option is for a government to guarantee that it will repay the loan of a company if the company should default on repayment; this is called a loan guarantee . Many nations have special agencies dedicated to helping their domestic companies obtain export financing. 

另一种选择是,如果一家公司还款违约,政府将担保其偿还贷款;这就是所谓的贷款担保。许多国家都设有专门机构,专门帮助本国公司获得出口融资。

Export finance is a process of funding the exporters to facilitate their business in the global market. In simple words, it is a cash flow solution for exporters to cater to their production and other global transaction requirements including working capital. 

出口融资是为出口商在全球市场上的业务提供资金支持的过程。简而言之,它是出口商满足其生产和其他全球交易需求(包括营运资本)的现金流解决方案。

出口融资分类:

1. 出口货物装运前对出口商的融资:

(1)由贸易伙伴所提供的预付贷款(Advance Payment)

(2)由银行发放的无抵押品的信用贷款

(3)由银行发放的、以出口商品为抵押品的抵押贷款

(4)打包放款(Packing Credit),叫交装船前信贷,是亚洲国家的一些商业银行,对出口商从收到国外订单到货物装船前这段时间内所需流动资金而发放的一种贷款。

(5)红条款信用证(Red Clause Credit)融资。该条款规定,允许出口商在全部货运单据备齐之前可预先向出口地的银行预支部分货款。

2. 出口货物装运后对出口商的融资:

(1)议付(Negotiation)

(2)出口押汇

(3)票据贴现(Discount)


via 财经英语

最后编辑于:2021/12/25 拔丝英语网

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